What Happens to My Premium After a Data Breach Claim?

Filing a claim typically raises your premium at renewal, and the size of the increase tends to scale with how severe the claim was. A minor incident might mean a modest increase; a large ransomware claim can mean a much steeper one, and in some cases non-renewal.

We looked for a specific published percentage table on this and couldn’t verify one from a named primary source, so we won’t repeat an exact number we can’t back up. The general pattern, claims raise future pricing, is well established even without a fixed formula. See How a Cyber Insurance Claim Affects Your Future Premium for the full picture.