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Quick Answer

Does Cyber Insurance Cover Business Interruption?

Most modern cyber liability policies include business interruption coverage, which pays for net income lost and continuing expenses during the “period of restoration,” the time between when the interruption starts and when operations return to substantially pre-incident levels. Many policies also add an extended period of indemnity afterward, since revenue rarely snaps back the instant systems are restored.

See Business Interruption Claims After a Cyber Incident for how the loss actually gets calculated.

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